Impact Saginaw | Participating Credit Unions

“The credit union community is different than many competing industries; we each operate our credit unions to provide our members with the best in financial services, but we are also interested in making our communities a better place to live, work, and play. We all share that vision and can work together to better Saginaw.”

Jolt Credit Union joltcu.com 6180 State St Saginaw, MI 48603 (989) 799-8744 Jolt Credit Union was founded by members, for members. We’re nonprofit and that means you get better interest rates and lower fees. With that in mind, we want to help you make the most of your finances – by giving you more control, more freedom and the ability to make smart financial decisions. We’re here for you. With locations in Saginaw, Bay City, Vassar and Essexville and membership available to members of Catholic Parishes located in the Diocese of Saginaw which includes Catholic Parishes in Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Isabella, Midland, Saginaw, Sanilac and Tuscola counties. Also, employees of the Saginaw Diocese (or Catholic Parishes) Catholic or Non-Catholic. Students and Employees of Catholic Schools in the Diocese of Saginaw. And relatives of a Jolt Member regardless of where they live, what their religion is or their relationship to the member, by blood or marriage may join.	First Area Credit Union firstareacu.com 193 Campbell Lane Saginaw, MI 48609 (989) 781-1430 First Area Credit Union was chartered in 1961. Membership is open to anyone who lives, works, worships or attends school in Saginaw County. Also, any immediate family members of a First Area Credit Union member is eligible to join. We now offer two great locations to help serve you better. Both locations offer the same friendly, personable yet professional service that you would expect.	Saginaw County Employees Credit Union scecu.net/ 1700 Court St Saginaw, MI 48603 (989) 793-9188 Saginaw County Employees Credit Union (SCECU) is a “not for profit, but for service” financial cooperative. It is a business like any other business, but it belongs to the people who use it and operates only for the benefit of its member-owners. After all, the purpose of a credit union is to serve their members, not to make a profit.	United Financial Credit Union unitedfinancialcu.org 4685 State St Saginaw, MI 48603 (989) 777-3620 United Financial Credit Union was formed in 1964 to serve a small group of tool and die workers in the Bridgeport area. What started out in the home of one of our founding members has now grown into our main office on Dixie Highway near Bridgeport. Eventually United Financial added a branch office which is now located on State Street in Saginaw Township. Our membership has expanded to not only include tool and die shops, but manufacturers, grocers, and several other organizations that we call sponsor groups. United Financial Credit Union provides affordable, friendly, and quality service to our members. We are committed to the long-term financial stability of our credit union members and their families!
Copoco Community Credit Union copoco.org 3262 Cabaret Trail S Saginaw, MI 48603 (989) 799-8636 COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is in the relationship we have with our member-owners. At COPOCO Community Credit Union, we offer the same services as banks: checking accounts, savings accounts, loans, mortgages, online banking and more. At COPOCO Community Credit Union, our members direct the business of the credit union.	Frankenmuth Credit Union frankenmuthcu.org 580 N. Main Street Frankenmuth, MI 48734 (989) 497-1600 See why over 51,000 of your friends and relatives say that Frankenmuth Credit Union is their hometown financial solution. Anyone that lives, works, worships or was educated in the state of Michigan can take advantage of the services that Frankenmuth Credit Union has. See Frankenmuth Credit Union for everything from mortgage and business services to insurance and investment options. Frankenmuth Credit Union has 23 offices conveniently located in Saginaw, Bay, Tuscola, Genesee, Midland and Huron counties.	Health Advantage Federal Credit Union healthadvantagecu.com 4550 State Street Saginaw, Michigan 48603 (989) 791-7070 Health Advantage Federal Credit Union is a non-profit, full service financial cooperative owned and operated by its members. HAFCU was organized in 1971 to serve the financial needs of our healthcare community members and their families living or working in Saginaw County. We have since evolved to serve everyone from hospital employees to veterinarian offices, home medical supply stores, career uniform stores, pharmacies, home health care workers, funeral homes, medical students, just to name a few. The mission of Health Advantage Federal Credit Union is providing extraordinary financial products at the highest level of service to the healthcare community. Our offices may be found at 4550 State Street and 1430 N. Michigan, both in Saginaw. HAFCU Works Hard for the HealthCare Community.	Wanigas Credit Union wanigas.com 1837 Bagley Street Saginaw, MI 48601 (800) 675-2285 Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. As our membership and assets grow over the years, so does our ability to offer more valuable products and services to our members. And since Wanigas Credit Union is a cooperative, our members not only receive fantastic service and useful financial services, but they get all of this at a lower cost. This is why we can say: Together, we represent a very valuable financial resource.
Family First Credit Union fam1st.com 1011 North Michigan Avenue Saginaw, MI 48602 (989) 759-1686 Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you - the member!	Lake Michigan Credit Union lmcu.org P.O. Box 2848 Grand Rapids, MI 49501 (800) 242-9790 Now in our 80th year, Lake Michigan Credit Union has become the largest financial institution headquartered in West Michigan, and is also its largest mortgage provider. With 32 branch offices and 92 ATMs, fully 1 in 6 residents in West Michigan has a financial relationship with us.	Team One Credit Union teamonecu.org 520 Hayden St Saginaw, MI 48607 (989) 754-6575 Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members. Over the years, Team One has grown to 7 locations in Saginaw, Bay City, Caro, Bad Axe, and Sandusky and has opened membership to anyone living, working, or worshipping in those areas.	Wildfire Credit Union wildfirecu.org 6640 Bay Road Saginaw, MI 48604 (989) 249-8200 We are a member-owned, not-for-profit financial institution. Founded in 1937 as the Saginaw Telephone Employees Credit Union, we became Communications Family Credit Union in 1984, and in 2009 we changed our name to Wildfire Credit Union. Our community charter provides membership eligibility to anyone who works, lives, worships or goes to school in Saginaw, Bay, Midland, Gratiot, Tuscola, Genesee, Shiawassee, Isabella, Gladwin, Arenac, Clare, Iosco, Ogemaw, Roscommon, Missaukee, Wexford, Crawford, Kalkaska, Grand Traverse, Benzie, Otsego, Antrim, or Leelanau counties.